FDCPA

FDCPA

By , Jul 24 in Law with 0 comments

Violation of Fair Debt Collection Practices Act (FDCPA):

 

§ 813. Civil liability

(a) Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this title with respect to any person is liable to such person in an amount equal to the sum of—

  1. (1) any actual damage sustained by such person as a result of such failure;
  2. (2) (A) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding $1,000; or(B) in the case of a class action,
    1. (i) such amount for each named plaintiff as could be recovered under subparagraph (A), and
    2. (ii) such amount as the court may allow for all other class members, without regard to a minimum individual recovery, not to exceed the lesser of $500,000 or 1 per centum of the net worth of the debt collector.

 

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